Good questions. Clear answers.
A practical starting point for understanding eligibility, valuations and the claim review process.
What is diminished value?
Diminished value is the potential reduction in market value that remains after accident repairs. It is separate from the cost of fixing physical damage.
Do I automatically qualify if I was not at fault?
No. Fault is only one factor. State law, coverage, ownership, vehicle history and claim facts determine whether a claim may be available.
Can I claim diminished value after repairs?
Potentially. Proper repairs do not erase an accident history. Completed repair records may help assess a claim, subject to applicable requirements.
What if my vehicle has a prior accident?
Prior damage can affect both eligibility and valuation. Disclose your vehicle’s history so the appraisal can distinguish the current loss from earlier damage.
Is there a deadline to file?
Deadlines vary by jurisdiction and claim type. Ask for a prompt review and verify the deadline that applies to your situation; do not rely on a general national timeframe.
What does a claim review cost?
The initial claim review is free. Any paid appraisal or authorized claim assistance, scope and fee agreement will be explained before you engage us.
Can I submit a financed or leased vehicle?
Financing does not necessarily prevent a claim. Lease terms may affect who holds recovery rights. Include your ownership status for individual review.
What documents should I provide?
Repair estimates and invoices, the insurer’s valuation if applicable, photos, accident records and claim correspondence are helpful. Upload only relevant records; do not submit Social Security numbers or financial account details.
Will you negotiate with my insurance company?
Assistance depends on the type of claim, jurisdiction and applicable authorization. We confirm the available scope before beginning work.
Do you guarantee a settlement?
No. Every claim is different. A valuation is professional evidence, not a guaranteed recovery, and past settlements do not predict future outcomes.
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